The Payment Token

This is a new variable added to the Payment API that should be used in conjunction with this tool. This is what Collect.js will return to your website and it takes the place of the sensitive card or bank account information. It will look something like this:

3455zJms-7qA2K2-VdVrSu-Rv7WpvPuG7s8

This variable can be used in place of the existing ccnumber, ccexp, and cvv variables we have today. For ACH transactions (details below) it can be used in place of checkname, checkaba, and checkaccount.

The payment token can only be used once, and will expire after 24 hours if it is not used at all.

The payment token will also work when adding customers to the Customer Vault or recurring subscriptions. Just use “payment_token” where you were using the credit card and ACH account information before.

For example, if you would previously send this string:

type=sale&amount=3.00&ccnumber=4111111111111111&ccexp=1020&cvv=123

Or:

type=sale&amount=3.00&checkname=Jane Doe&checkaba=490000018&checkaccount=24413815

You could now send this:

type=sale&amount=3.00&payment_token=3455zJms-7qA2K2-VdVrSu-Rv7WpvPuG7s8

Test Tokens

If you would like to test using the payment token without using Collect.js to create one, you can use the below tokens to return test credit card and bank account information.

Payment Token Value	Test Data
00000000-000000-000000-000000000000	Card: 4111111111111111, Expiration: October 2025, CVV: 999
11111111-111111-111111-111111111111	ABA: 490000018, Account: 24413815, Name: Jane Doe